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Hot take:
In games like Fate where your entire character is like, 4 traits, you don't get a fully fleshed out character, you get a writers outline.
In GURPS or Call of Cthulhu you get the full book.
I keep meaning to write up a blog post:
My (now retired due to campaign ending) GURPS Character:
Supernaturally good senses.
Writer.
Religious Studies major in uni
Wanted to be a cop, but realized he didn't like taking orders and dropped out of police academy.
Rich.
And I had skills related to all that at character creation.
As the game went on, I was able to add skills based on being more of a supernatural hunter.
(Yes, this guy was inspired by Richard Castle. But I had the idea for the super good senses based on reading the GURPS powers book and an add for an 80s TV show on Spike I saw as a kid.)