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#healthinsurance

2 posts2 participants1 post today

I seriously can't make this shit up:

I had to cancel my shoulder replacement surgery 2 days before it was scheduled because my insurance had not approved it yet. Cancelled plane tickets, time off, car rental, VRBO (non-refundable, so I ate that $$), etc.

Today - the day I was scheduled for surgery - my insurance approval came through.

Fuckity, fuck, fuck. And, ya know, through in another "fuck" for good measure.

Continued thread

To be clear: lack of clarity about whom is responsible for what when a health insurance company outsources functions is not an accident or a side-effect or an unwanted by-product. It's 100% on purpose.
Any time you see health insurance companies doing things that make it harder for people to get care paid for, you should absolutely assume they're doing it on purpose.
By definition, insurance companies' performance is primarily measured by how little money they pay out.
#healthInsurance

Remember how my health insurance company bogusly refused to pay part of one of my claims and then made it intentionally difficult for me to appeal their decision?
Well, guess what, they're still at it!
They intentionally delayed their most recent response to my appeal by three weeks, and when they responded they told me to call the people who already told me they couldn't help me.
Read the details and my fiery response here:
blog.kamens.us/2025/06/11/toda
#healthInsurance #GEHA #UnitedHealthcare

Our Malady: Lessons In Liberty From A Hospital Diary by Timothy Snyder — Review, #book published by Penguin Press

"Health care should be a right, not a privilege, for the sake of our bodies, and for the sake of our souls."

#BookReview by @GrrlScientist

#books #healthcare #HealthInsurance #HumanRights #freedom forbes.com/sites/grrlscientist

Continued thread

#MarcoRubio has also become increasingly involved in #Trump’s pressure campaign on #Harvard & with the admin’s campaign around #HigherEducation more broadly.

Rubio has privately pressed for his counterparts at the #Treasury Dept to open an investigation into whether Harvard violated federal sanctions by collaborating on a #HealthInsurance conference in China that may have included officials blacklisted by the US govt.

"withdrawal of governmental assistance to purchase insurance will most likely result in younger, healthier people’s dropping out of the #HealthInsurance market, leaving enrollees to be, on average, older and sicker — and therefore more expensive to insure. To offset these sicker individuals’ higher medical costs, for-profit health insurers’ main tool is to increase the premiums they charge for everyone."

MSNBC msnbc.com/opinion/msnbc-opinio
#USPolitics

MSNBC · Trump's 'big beautiful bill' will let Obamacare premiums get more expensiveBy Miranda Yaver

90 days:🚨~20M HHs get notices: their #HealthInsurance is going up by an aver of >75%.

Even those w/o #ACA subsidies will see the raw cost of insur up ~15%.

The comb of the #BBB cuts to MDCD & the failure to extend enhanced ACA tax credits for exch parts will cause ~15M to lose their #health insur. Those who hang on to pay the higher rates are disprop likely to really need insur due to med conds -tend to create sicker insur pools -more claims payouts by insurers.
#USPol prospect.org/health/2025-07-22

The American Prospect · Countdown Clock Begins for Giant Health Insurance Premium IncreasesIn around 90 days, millions of Americans will learn about out-of-pocket cost hikes of more than 75 percent on average.

I know that the US health insurance system is terrible, but I got a really great illustration of it recently. I have to do regular injections with a hypodermic needle. Years ago, my physician pointed out to me that I should buy the needles and syringes online because it would be way cheaper and more convenient.

A couple months ago, I ran out of needles and forgot to order more. In order to make sure I got something soon, I tried ordering through my employer-provided health insurance (that's through the Colorado state government) as well as privately. No pharmacy in town would sell me needles without a prescription, perhaps in an attempt to combat recreational intravenous drug use.

Insurance gave me 4 needles and 12 syringes. That's a month supply of needles, plus 8 more syringes. Total cost per injection: $2.31

A private purchase yielded 100 needles and 100 syringes, a two-year supply. Total cost per injection: $0.31

Each year insurance would charge me $120 for the same thing I can get online for $16. I need that $100, and I don't want to order 4 new needles every single month.

Why do we even use insurance at all? You can't get a doctor's appointment or buy many drugs without it. Total racket.