Iseki alternator belt is screeching and the tensioner is maxed out. Pro tip: Check how much space is on the tensioner and order a shorter belt, which means the tensioner will work longer before maxing out.

The problem with financial services' campaign to reduce the Cash ISA allowance to 'encourage' people to put more money into stocks & shares, is it ignores why people do not invest in the stock market...

They've seen the crisis, when people lose loads of money & are risk adverse;

They just don't trust financial services to put customers' interests first; indeed there is significant evidence they are right & a Labour Chancellor who takes bankers not costumers' side on such matters.

As Financial Services continue to push Rachel Reeves to reduce limits on Cash ISAs, its worth noting that if we think that diversification is the key to safe investing, then the ISA environment *does* look relatively well balanced... cash ISAs have been slowly growing, but not as fast as stocks & shares ISAs.

The bankers are not disinterested here, they're after the management fees; savers should be left to make their own judgement on risk, not be steered into riskier funds

#Saving the #Planet: Incremental Change is Not Good Enough : Medium

#NASA #Scientists Find New #Human-Caused Shifts in #Global #WaterCycle : NASA

The #Hidden #Mathematics behind why you find things #Beautiful : Big Think

Check our latest #KnowledgeLinks

https://knowledgezone.co.in/resources/bookmarks

Got a new sim card from Lebara yesterday. It's introductory £1.20 per month and goes up after 6 months so Money Saving Expert says overall cost will be £3.05 per month over 12 months.

Currently with Tesco (uses 02) and that's going up to £17.80 per month.

I also still have a business bank account with Santander that costs £7.50 per month to maintain, with nothing going in or out. I kept it just in case but I simply volunteer or barter now. Closing it.
#Saving

Patrick Jenkins (FT) suggests we should downgrade cash ISAs to encourage 'more economically productive behaviour' by which he means investing in shares, arguing that this is what has enriched the US' middle classes.

So, he might to ask why people don't choose to trust the financial services sector on share holding?

and then, he might wonder what that real result in the US has been; inequality & exploitation.

Rather than take away peoples' choice perhaps what's behind the choice?

https://www.evshift.com/318960/saving-time-with-ford-pros-delivery-assist/ Saving Time with Ford Pro’s Delivery Assist #2025 #Assist #automate #Best #BlueOval #Deliveries #Delivery #Driver #ETransit #Easier #Easy #EcoBoost #EcoBoost #ElectricCars #ElectricVehicles #ETransit #EV #FEATURE #Fleet #ford #FordEurope #FordMotorCompany #FordPro #Job #Productivity #Pros #Saving #smart #tech #Time #Tool #Top #Transit #van

BreemZ (2024) [14 min] by Kick-Sama | #France

English subtitle available
https://www.youtube.com/watch?v=Rk_wxr-3v6U

Pyrats (2006) [1 min] by Yves Bigerel, Bruno Dequier, Benjamin Fiquet, Nicolas Gueroux and Julien Le Rolland | #France

https://www.youtube.com/watch?v=dbKlH163OS8

Start #saving for #retirement as early as possible. Yes, I know, you’re worried about paying #bills today, but earning money gets even harder as you get older, not easier. Also more difficult to get hired for a new job when you’re older. Always look at your #finances from a long term, life-long POV.

RE: https://bsky.app/profile/did:plc:k6acu4chiwkixvdedcmdgmal/post/3lgx3rmjtzc2e

#ProjectJonah are out #saving #stranded #whales again in #Aotearoa.

#NZpol #auspol

https://www.projectjonah.org.nz/donate/

Keeping myself alive sure is short term

And what does it say that I still need to go to the food bank with over $500/mo of EBT plus $150 or so in WIC benefits?

Bank of Finland foresees muted economic growth https://www.byteseu.com/588613/ #adjustment #authority #bank #Belt #Central #confidence #consumer #consumption #cost #demand #domestic #DonaldTrump #economic #economy #Employment #Eurozone #expand #export #Finland #Finnish #Finns #fiscal #forecast #forecasting #GDP #gross #grow #Growth #household #Interest #Labour #market #monetary #president #private #product #rate #saving #tariffs #tightening #unemployed #unemployment #US

#mutualaid request

part of the reason I've been #struggling financially is that I'm in $10k of consumer #debt, more than half of it at 30% interest. 2/4 of my accounts are over their limit.

my goal is to pay these cards off, bring my #credit score up, and finally start #saving. it's been scary having a #newborn + no safety net.

if you'd like to help me pay more than the minimums this month—it'll be an important first step!

cashapp/venmo
natsmith89

paypal.me/natoleander

Ideas?
#fixedrate #account has a larger % #AER for #monthly over #annual #interest #payments. It doesn't appear to be #compound (with the monthly #interest going back into the #account) as you specify a different account for it to be #paid into. #Customerservice couldn't give me a reason.
I know it doesn't really matter but it is a #puzzle and I'd like the #solution.
#Banking #CoopBank #Finance #interestrates #accounts #money #saving #Bank #banks #financial #accountants #math #maths #numbers

#WASPI fight is valid. Men born in the #50s & #60s didn't stop #work for #babies, they built #private & #StatePension. #Wives were still expected to be at #home a long time after the 1975 #SexDiscrimination Act. For #women, continuous or full-time #employment & #workpensions weren't as expected nowadays. #Women hadn't the same chance to #save for #retirement but their #pensionage is the same. Shouldn't their have been work & #saving #equity before the #age changed?

https://onthewight.com/solent-waspi-women-join-national-demonstration-for-pension-justice/?mc_cid=2c418e6c72

Hey #Fediverse folks: As we approach #uselection2024 I'd like to remind you all that now is the time to start #saving, #achiving #screenshot -ing, and otherwise documenting and storing information about this time.

The #memoryhole is only going to get bigger and more voracious no matter who wins. Let's #decentralize and stay ahead of it.

saving the drop bear...

[#TRADESHOW] The 16th Shanghai #International #Petrochemical #Technology and #Equipment #Expo presents quality #products such as petrochemical #plant #devices, products, #advanced #materials & equipment, #refinery #process technology, #heat #transfer, #refrigeration, and #ventilation equipment, #environmental #protection, #safety, and #energy-#saving equipment, and #power #machinery. 19.-21. November 2024. #Shanghai National #Exhibition and #Convention #Center, #China. https://cnbusinessforum.com/event/16th-shanghai-international-petrochemical-technology-equipment-expo-2024/